:root {
  --plum: #5B2147;
  --plum-deep: #351127;
  --champagne: #E7D7C9;
  --white: #FFFFFF;
  --gold: #C8A96E;
  --sage: #A7B28A;
  --pink: #D9A0B8;
  --ink: #30202a;
  --muted: #705d68;
  --paper: #fffdf9;
  --cream: #f6eee7;
  --line: rgba(91, 33, 71, 0.13);
  --shadow: 0 24px 70px rgba(91, 33, 71, 0.14);
  --radius: 28px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Lato, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(200, 169, 110, 0.12), transparent 34rem),
    linear-gradient(180deg, #fffdf9 0%, #f7efe8 100%);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.shell { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }

.top-strip {
  background: var(--plum-deep);
  color: rgba(255,255,255,0.82);
  font-size: 13px;
}
.top-strip-inner {
  min-height: 38px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.top-strip a { color: white; font-weight: 700; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 253, 249, 0.92);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid var(--line);
}
.nav { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand, .footer-brand { display: inline-flex; align-items: center; }
.brand { gap: 12px; }
.brand-logo { height: 64px; width: auto; }
.brand-name {
  color: var(--plum);
  font-family: "Playfair Display", serif;
  font-size: 25px;
  font-weight: 800;
  line-height: 1;
  white-space: nowrap;
}
.footer-logo { height: 72px; width: auto; }
.nav-links { display: flex; gap: 24px; font-size: 14px; color: var(--muted); font-weight: 900; }
.nav-links a:hover, .inline-link:hover { color: var(--plum); }
.nav-cta, .primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  border: 0;
  border-radius: 999px;
  padding: 0 22px;
  background: linear-gradient(135deg, var(--plum), #7a2f61);
  color: white;
  font-weight: 900;
  box-shadow: 0 18px 38px rgba(91, 33, 71, 0.25);
}
.nav-cta { min-height: 44px; font-size: 14px; }

.hero { position: relative; overflow: hidden; padding: 72px 0 88px; }
.hero-bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(circle at 12% 12%, rgba(200,169,110,0.22), transparent 30%),
    radial-gradient(circle at 86% 18%, rgba(167,178,138,0.24), transparent 28%),
    radial-gradient(circle at 50% 82%, rgba(217,160,184,0.16), transparent 34%);
  pointer-events: none;
}
.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: 58px;
  align-items: center;
}
.hero-brand-lockup {
  display: inline-flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 24px;
  padding: 16px 20px;
  background: rgba(255,255,255,0.86);
  border: 1px solid rgba(91, 33, 71, 0.12);
  border-radius: 24px;
  box-shadow: 0 16px 42px rgba(91, 33, 71, 0.11);
}
.hero-brand-lockup img {
  width: 112px;
  height: auto;
}
.hero-brand-lockup span {
  display: block;
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.hero-brand-lockup strong {
  display: block;
  color: var(--plum);
  font-family: "Playfair Display", serif;
  font-size: clamp(28px, 3vw, 40px);
  line-height: 1.04;
}
.eyebrow {
  margin: 0 0 12px;
  color: var(--plum);
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-size: 12px;
}
h1, h2, h3 { margin: 0; line-height: 1.08; }
h1, h2 { font-family: "Playfair Display", serif; letter-spacing: -0.03em; }
h1 { font-size: clamp(44px, 6vw, 78px); max-width: 780px; }
h2 { font-size: clamp(32px, 4vw, 54px); }
h3 { font-size: 22px; letter-spacing: -0.02em; }
.hero-text {
  color: var(--muted);
  max-width: 660px;
  font-size: 19px;
  margin: 24px 0 30px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.secondary-btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 50px; padding: 0 22px; border-radius: 999px;
  border: 1px solid rgba(91, 33, 71, 0.18);
  background: rgba(255,255,255,0.75);
  color: var(--plum);
  font-weight: 900;
}
.trust-row { margin-top: 28px; display: flex; flex-wrap: wrap; gap: 10px; }
.trust-row span {
  padding: 9px 14px;
  border-radius: 999px;
  background: white;
  border: 1px solid var(--line);
  color: var(--muted);
  font-weight: 900;
  font-size: 13px;
}
.hero-panel { display: grid; gap: 18px; }
.hero-image-card {
  position: relative;
  overflow: hidden;
  border-radius: 42px;
  min-height: 590px;
  box-shadow: var(--shadow);
  background: var(--champagne);
}
.hero-image-card img { width: 100%; height: 590px; object-fit: cover; }
.hero-badge {
  position: absolute;
  left: 24px; right: 24px; bottom: 24px;
  background: rgba(255,255,255,0.9);
  border: 1px solid rgba(255,255,255,0.86);
  border-radius: 24px;
  padding: 20px;
  backdrop-filter: blur(16px);
}
.hero-badge strong { display: block; color: var(--plum); font-size: 21px; }
.hero-badge span { color: var(--muted); font-weight: 700; }
.mini-proof {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.mini-proof div {
  background: white;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 18px;
  box-shadow: 0 12px 30px rgba(91,33,71,0.06);
}
.mini-proof strong { display: block; color: var(--plum); }
.mini-proof span { color: var(--muted); font-size: 14px; }

.merchant-card {
  margin-top: -32px;
  position: relative;
  z-index: 5;
  background: white;
  border: 1px solid var(--line);
  border-radius: 34px;
  box-shadow: var(--shadow);
  padding: 34px;
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 32px;
}
.merchant-grid, .policy-detail-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.merchant-grid div, .policy-detail-grid div {
  border: 1px solid var(--line);
  background: var(--paper);
  border-radius: 18px;
  padding: 15px;
}
.merchant-grid span, .policy-detail-grid span {
  display: block;
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.merchant-grid strong, .policy-detail-grid strong { display: block; color: var(--plum); margin-top: 4px; }

.section-head { text-align: center; max-width: 820px; margin: 0 auto 44px; }
.section-head p:last-child { color: var(--muted); font-size: 18px; }
.services, .how-it-works, .faq { padding: 92px 0; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.service-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 14px 36px rgba(91, 33, 71, 0.07);
}
.service-card img { width: 100%; height: 225px; object-fit: cover; }
.service-card div { padding: 22px; }
.service-card span {
  display: block;
  color: var(--gold);
  font-weight: 900;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  font-size: 12px;
  margin-bottom: 10px;
}
.service-card p { color: var(--muted); margin: 12px 0 0; }
.brand-service {
  background: linear-gradient(135deg, var(--plum), var(--plum-deep));
  color: white;
}
.brand-service .brand-service-inner { min-height: 100%; display: flex; flex-direction: column; justify-content: center; align-items: flex-start; }
.brand-service img { width: 132px; height: 132px; object-fit: contain; margin-bottom: 18px; }
.brand-service p { color: rgba(255,255,255,0.82); }
.brand-service span { color: var(--gold); }

.pricing {
  padding: 92px 0;
  background: linear-gradient(135deg, var(--plum-deep), var(--plum));
  color: white;
}
.pricing-layout { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 42px; align-items: center; }
.pricing .eyebrow { color: #f5d1de; }
.pricing p { color: rgba(255,255,255,0.8); }
.pricing-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.price-card {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius);
  padding: 24px;
  min-height: 190px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.price-card span {
  color: #efd0dd;
  font-weight: 900;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}
.price-card strong { color: #ffe6ab; font-size: 22px; }
.price-card.highlight { background: rgba(255,255,255,0.18); box-shadow: 0 24px 60px rgba(0,0,0,0.18); }
.pricing-note { margin-top: 20px; color: rgba(255,255,255,0.76); font-size: 14px; }

.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step-card {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: 0 12px 32px rgba(91,33,71,0.06);
}
.step-card span { color: var(--gold); font-size: 28px; font-weight: 900; }
.step-card p { color: var(--muted); }

.assurance { padding: 92px 0; background: rgba(255,255,255,0.62); }
.assurance-grid { display: grid; grid-template-columns: 0.92fr 1.08fr; gap: 58px; align-items: center; }
.assurance-image img { border-radius: 38px; min-height: 560px; object-fit: cover; box-shadow: var(--shadow); }
.assurance-list { display: grid; gap: 14px; margin: 24px 0; }
.assurance-list div {
  background: white;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 18px;
}
.assurance-list strong { display: block; color: var(--plum); margin-bottom: 4px; }
.assurance-list span { color: var(--muted); }

.faq-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
details {
  background: white;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 20px;
  box-shadow: 0 10px 28px rgba(91,33,71,0.05);
}
summary { cursor: pointer; font-weight: 900; color: var(--plum); }
details p { color: var(--muted); margin-bottom: 0; }

.contact-section { padding: 92px 0; background: linear-gradient(180deg, rgba(231,215,201,0.24), rgba(255,255,255,0.5)); }
.contact-grid { display: grid; grid-template-columns: 1fr 460px; gap: 48px; align-items: center; }
.contact-grid p { color: var(--muted); font-size: 18px; }
.contact-card {
  background: white;
  border: 1px solid var(--line);
  border-radius: 32px;
  padding: 30px;
  box-shadow: var(--shadow);
}
.contact-card span {
  color: var(--plum);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 12px;
}
.contact-phone {
  display: block;
  font-size: 30px;
  line-height: 1.2;
  font-weight: 900;
  margin: 12px 0 18px;
  color: var(--plum);
}
.contact-card p { margin: 10px 0; font-size: 15px; color: var(--muted); }
.inline-link { color: var(--plum); font-weight: 900; }

.footer {
  background: #2f1424;
  color: white;
  padding: 54px 0 24px;
}
.footer-grid { display: grid; grid-template-columns: 1.25fr 0.75fr 1fr 1fr; gap: 34px; }
.footer p, .footer span, .footer a { color: rgba(255,255,255,0.78); display: block; margin: 8px 0; }
.footer strong { display: block; margin-bottom: 12px; color: white; }
.footer .ownership-line,
.policy-ownership {
  margin-top: 18px;
  padding: 14px 16px;
  border: 1px solid rgba(200, 169, 110, 0.36);
  border-radius: 16px;
  background: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.9);
  font-weight: 700;
}
.footer .ownership-line a {
  display: inline;
  margin: 0;
  color: white;
  text-decoration: underline;
}
.policy-ownership {
  background: #fbf4ee;
  color: var(--plum);
  border-color: rgba(200, 169, 110, 0.42);
}
.policy-ownership a {
  color: var(--plum);
  text-decoration: underline;
  font-weight: 900;
}
.copyright {
  margin-top: 36px;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,0.12);
  color: rgba(255,255,255,0.58);
  font-size: 14px;
}

/* Policies page */
.policy-hero {
  padding: 62px 0 34px;
  background:
    radial-gradient(circle at 10% 10%, rgba(200,169,110,0.22), transparent 34rem),
    linear-gradient(135deg, rgba(231,215,201,0.78), rgba(255,255,255,0.74));
  border-bottom: 1px solid var(--line);
}
.policy-hero-inner { max-width: 940px; }
.policy-meta { margin-top: 20px; display: flex; flex-wrap: wrap; gap: 10px; }
.policy-meta span {
  background: white;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 10px 14px;
  color: var(--muted);
  font-size: 14px;
  font-weight: 700;
}
.policy-content { padding: 44px 0 92px; }
.policy-layout { display: grid; grid-template-columns: 280px 1fr; gap: 30px; align-items: start; }
.policy-sidebar {
  position: sticky;
  top: 104px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 22px;
  box-shadow: 0 10px 30px rgba(91,33,71,0.06);
}
.policy-sidebar h3 { margin-bottom: 12px; color: var(--plum); }
.policy-sidebar a {
  display: block;
  padding: 10px 0;
  color: var(--muted);
  border-bottom: 1px solid rgba(91,33,71,0.08);
  font-weight: 900;
}
.policy-sidebar a:last-child { border-bottom: 0; }
.policy-main { display: grid; gap: 24px; }
.policy-block {
  background: white;
  border: 1px solid var(--line);
  border-radius: 30px;
  padding: 30px;
  box-shadow: 0 10px 30px rgba(91,33,71,0.05);
}
.policy-block h2 { margin-bottom: 18px; }
.policy-block h3 { margin: 24px 0 8px; color: var(--plum); }
.policy-block p, .policy-block li { color: var(--muted); }
.policy-block ul { padding-left: 20px; }
.policy-block li { margin-bottom: 10px; }
.note {
  margin-top: 18px;
  padding: 16px;
  background: #fbf4ee;
  border-left: 4px solid var(--gold);
  border-radius: 14px;
}

@media (max-width: 1080px) {
  .nav-links { display: none; }
  .hero-grid, .merchant-card, .pricing-layout, .assurance-grid, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .hero-image-card, .hero-image-card img { min-height: 490px; height: 490px; }
  .service-grid, .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .policy-layout { grid-template-columns: 1fr; }
  .policy-sidebar { position: static; }
}

@media (max-width: 700px) {
  .shell { width: min(100% - 28px, 1160px); }
  .top-strip-inner { flex-direction: column; align-items: flex-start; padding: 8px 0; }
  .brand-logo { height: 50px; }
  .brand-name { font-size: 18px; white-space: normal; }
  .nav { min-height: 70px; }
  .nav-cta { display: none; }
  .hero { padding: 48px 0 66px; }
  .hero-image-card, .hero-image-card img { min-height: 380px; height: 380px; border-radius: 30px; }
  .mini-proof, .merchant-grid, .policy-detail-grid, .service-grid, .pricing-grid, .steps-grid, .faq-grid { grid-template-columns: 1fr; }
  .merchant-card { padding: 24px; border-radius: 26px; }
  .services, .how-it-works, .faq, .assurance, .contact-section, .pricing, .policy-content { padding: 64px 0; }
  .hero-actions a { width: 100%; }
  .hero-brand-lockup { align-items: flex-start; flex-direction: column; gap: 12px; }
  .hero-brand-lockup img { width: 96px; }
  .contact-phone { font-size: 24px; }
  .policy-block { padding: 22px; }
}